Hi everyone. Can anyone help me with an insurance query?
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I am opening up a new clinic in the UK in a premises leased from a private landlord. I am a member of the society and therefore receive all of their insurance benefits (including liabilies), however this does not include business buldings contents insurance. I have seaarched around for a company that will offer just business contents insurance but they all want to offer me a full package to include liabilities and contents. Upon advice from a local broker I cannot take out a full business package as this will duplicate my existing society insurance, therefore invalidating all policies. I believe I also cannot opt out of the society insurance without cancelling my whole membership - this is something I would like to avoid doing.
I am therefore stuck as to how I can insure my contents- or am I just missing something obvious? Wondered if anybody else has had the same issue? And any advice you may have to get around it?
Thank you
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