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BUPA are at it again trying to maintain a shrinking customer base by once more pushing the " Preferred Provider" business model where the health professional provides a discount to inflate the rebate to members at no cost to BUPA.
This is the US model where the health fund controls the quality of care.
Here is a report and study on the US model.
In this study medical error is the 3rd leading cause of death in the US

http://www.pbs.org/newshour/bb/is-fatal-medical-error-a-leading-cause-of-death/