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I am currently working as a Locum in the UK for the NHS and I was wondering whether I am covered by the local trusts insurance or whether I require my own private indemnity insurance. Any information would be appreciated.

Cheers

 

Hi David,

You need to ask your Trust if you are insured through them.
If you are not you need to join one of the various professional bodies in the UK who will provide Professional Indemnity insurance as a matter of course.
Much the same insurance (£5,000.000) at wildly varying cost to the practitioner, I should add.

David, I have to ask - and please don't be offended here - how come you are working on patients without knowing whether you are insured or not?

Cheers,
davidh

 

Davidh

I was told by my agency that as long as I was working within the NHS and not privately that I would be covered by the trusts' insurance. Is there a list of insurers which I can contact?

Cheers

 

Hi.

I would check with Trust Personnel on that one.

Any of the professional bodies will welcome you.
Society of C and P.
SMAE/BChPA
Alliance.
Institute.

Clearly you need personal indemnity insurance for your own protection.
Cheers,
davidh

 

re Insurance

Dear David,

How can a Locum Agency not give correct pertinent advice to an employee of theirs regarding the insurance and fitness to practice.

As a locum you are employed by the Locum Agency and therefore work under either yours or their professional indemnity insurance.

The NHS would trust that the agency would ensure that appropraitely trained registered practitioners are employed by the agency.

The NHS Contracts the agency to provide a member of the profession at an exorbitant rate.

The NHS expects value from this contract.

If i were you i would sign up ASAP and get my own Indemnity Insurance.

Again i would advise membership of the SCP, but that is my own personal prejudice.

regards David

p.s. see you in court has a lovely ring to it.

Slack Bladder Time