Hi,
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I’m trying to find out some info regarding podiatric surgery and private health funds (hospital cover).
As far as I’m aware Private health funds (Hospital Cover) have to pay a minimum of the associated accommodation costs of staying in hospital. But as Pod surgery is not recognised by Medicare yet (which I think is crap) then many funds do not pay anything toward the surgery cost and the anaesthetist.
Does anyone know which funds currently contribute to the actual pod surgery and the anaesthetist costs? I have heard medibank private are ok but other such as Bupa contribute little if anything.
Also if a person with current hospital cover with one fund switched to another fund (which payed more for pod surgery) would a waiting period apply? Usually waiting periods do not apply if you switch to a fund with an equivalent level of cover (assuming waiting periods have already been served)…however I am not sure in the instance where the original fund does not recognise pod surgery and the subsequent fund does.
Any help would be appreciated. I find the whole thing frustrating and confusing
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